Young adult looking over their membership via a tablet, while listneing to music

Supplemental, Life, and Disability

USAble Life has provided ancillary benefits alongside some of the nation’s largest health insurers. Our vast market expertise guides everything we do — from the extraordinary care we give our customers to the alignment of products, sales and enrollment capabilities, and joint client management.

An extensive ancillary portfolio

Our supplemental, life, and disability products insure more than one million people and approximately twenty-seven thousand employee groups. These products may be funded by the employer, by the employee on a voluntary basis, both in combination or through consumer channels. Our customers include small, mid-size, and large groups, including numerous school groups, municipalities, some of the nation’s largest health systems, and one of the fastest-growing national retailers.

  Term Life

  Accidental Death & Dismemberment

  Short Term and Long Term Disability

  Paid Family and Medical Leave1

  Temporary Disability Insurance2


  Critical Illness

  Hospital Indemnity

1 Paid Family and Medical Leave is currently only available in Massachusetts
2 Temporary Disability Insurance is currently only available in Hawaii

Excellent service and leading-edge technology

Our customer care, membership, and enrollment teams are known for their efficiency and ability to deliver for customers. We offer highly customizable, user-friendly enrollment solutions and maintenance tools that significantly reduce administrative workload. We make benefits administration easy with our technology solutions, which we continually upgrade to remain best in class.

USAble Life maintains an “A” (excellent) rating by A.M. Best and is an eight-year Ward’s Top 50 Life-Health Performer. USAble Life is the 20th largest life insurer in the U.S. USAble Life is nimble and flexible in working with our partners to supply ancillary products to complete benefits programs.

40+ Years Of Service