As the year winds down, it’s the perfect time to pause, reflect, and make the most of the benefits available to you — especially your wellness benefits. Your wellness benefits are designed to help you feel your best, prevent future health issues, and give you financial peace of mind when the unexpected happens. But to truly benefit, you must use them before the year resets.
At USAble Life, we believe wellness isn’t just about physical health — it’s about total well-being. That includes preventive care, mental health, and financial protection through supplemental benefits like critical illness, accident, and hospital indemnity coverage. Together, these benefits support your health journey and help you start the new year strong.
Wellness benefits are more than just perks — they’re proactive tools that empower you to take charge of your health. Many plans offer benefit payments for completing routine screenings and exams, such as:
These preventive services can catch health issues early, often before symptoms appear, helping you avoid more serious complications down the road. And because many of these services are little or no cost to you, there’s no reason to delay.
Here are a few simple ways to make sure you’re getting the most from your wellness benefits before the year resets:
Don’t wait until the last minute. Book your annual checkups and screenings now to ensure you’re on top of your health and eligible for any wellness incentives.
Many employers offer rewards for completing wellness activities. Check your wellness portal or HR site to see what’s available and what you might be missing out on.
The end of the year can be stressful. If your plan includes an Employee Assistance Program (EAP) or virtual counseling, take advantage of these confidential services to support your emotional well-being.
Busy schedule? Virtual visits make it easy to consult with health care providers, refill prescriptions, or get advice — all from the comfort of home.
If you’re enrolled in critical illness, accident, or hospital indemnity insurance, review your policy to understand how it can support you. These types of plans provide an extra layer of protection that individuals can purchase to supplement their primary health insurance plans. These benefits pay cash directly to you, not your provider, which can help with out-of-pocket medical bills, travel costs, or everyday expenses during recovery.
Taking advantage of your wellness benefits now pays off in more ways than one. You’ll not only feel better and avoid year-end stress but also help reduce overall health care costs, which contribute to more affordable benefits for everyone.
Wellness isn’t just about prevention — it’s about protection.
Don’t let your wellness benefits go unused. Whether it’s scheduling that screening, logging into your wellness portal, or connecting with a mental health professional, small actions today can make a big difference tomorrow.
Your health is your best investment — and there’s still time to make it count before the year ends.
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