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Why Preventive Benefits Should Be Part of Every Enrollment Conversation: Three Questions Employees Ask — and How to Answer Them

Open enrollment is your chance to guide employees toward smarter health decisions. While major medical coverage often takes center stage, preventive benefits like dental, vision, and wellness programs are critical for holistic health. Employees may not always understand their value, so here are three common questions and how you can answer them confidently.

 

Q: Why do I need dental and vision coverage if I’m healthy?

A: Dental and vision exams aren’t just about teeth and eyesight — they’re early warning systems for bigger health issues. Dentists can spot signs of diabetes and heart disease, while eye doctors often detect high blood pressure or glaucoma before symptoms appear. Preventive care helps catch problems early, saving money and protecting long-term health.

 

Q: What’s the benefit of wellness programs?

A: Wellness programs encourage proactive health habits — like annual checkups, screenings, and lifestyle improvements. These programs often include incentives for completing preventive care, which can reduce future claims and improve overall well-being. It’s about staying healthy, not just treating illness.

 

Q: How do these benefits save me money?

A: Preventive care reduces the risk of costly treatments later. A routine dental cleaning or eye exam is far less expensive than major procedures or managing chronic conditions. Plus, many plans cover preventive services at little or no cost, making them a smart investment in your health and your wallet.

 

Your role as a benefits leader

Employees trust you to help them make informed choices. By highlighting the value of preventive benefits during enrollment, you empower them to protect their health and avoid future expenses. Make dental, vision, and wellness programs part of every conversation — they’re not extras; they’re essentials.