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Benefit-rich supplemental, life, and disability insurance for your clients

Your clients are striving to support the financial security and long-term well-being of their employees. Workplace benefits that protect employees from the unexpected and help them plan for the future are increasingly important to job satisfaction. They also offer employers a big advantage when trying to attract top talent.

At USAble Life, we offer your clients an extensive and flexible portfolio of employee benefit options that complement medical coverage and provide the supplemental insurance benefits they want at prices they can afford.


Group and Individual Accident Insurance

Multiple plans to help ease the financial stress of an unexpected injury

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Group and Individual Critical Illness Insurance

Pays employees lump-sum cash benefits to help recover from a serious illness

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Group and Individual Hospital Indemnity Insurance

Cash benefits to help cover the increasing costs of hospital stays

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DUO Integrated SupplementalSM Insurance

Supplemental plans tied directly to a member’s medical plan

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Life & Disability

Group Term Life and AD&D Insurance

Essential benefits with complementary global travel assistance and end-of-life planning

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Short Term Disability Insurance

Short Term Disability insurance protection for employees affected by an illness or injury

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Long Term Disability Insurance

Long Term Disability insurance protection for employees with longer disability needs

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Temporary Disability Insurance

Temporary Disability insurance protection for your clients in Hawaii

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Paid Family and Medical Leave

Protection for employees affected by a birth or adoption of a child, to care for a loved one, or to recover from an illness or injury. Only available in Massachusetts.

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