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Temporary Disability Insurance

A 20-year-old worker has a 1 in 4 chance of becoming disabled before retirement

As an experienced and trusted disability insurance carrier, we provide Temporary Disability Insurance (TDI) to allow companies in Hawaii to meet state requirements.* Like workers’ compensation, USAble Life’s TDI provides partial wage replacement for employees who are absent from work due to off-the-job illness or injury, including childbirth.

Flexible and Affordable Options

Nonstatutory options:

  • 52-week maximum benefit
  • Adjustable elimination periods
  • Adjustable benefit amounts

Enhanced Benefits

  • Personalized, in-state service
  • Ongoing employee communication
  • Express claim payments
  • Extensive medical specialist network


*TDI is required by law in Hawaii for partial wage replacement to employees unable to work due to off-the-job illness or injury, including childbirth.

This is a brief description of USAble Life’s Temporary Disability plan coverage for employer groups. This is not an insurance policy. Limitations and exclusions may apply. For cost and complete details of the coverage, call or write your insurance agent or USAble Life.