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Group Hospital Indemnity Insurance

Hospital Indemnity Insurance is key to a strong supplemental benefits package

As individuals are responsible for increasing out-of-pocket medical costs, including a USAble Life Hospital Indemnity Plan in your employee benefits offering gives you a competitive edge! USAble Life Hospital Indemnity Insurance pays cash directly to the insured employee to help cover a variety of medical and nonmedical expenses associated with an unexpected hospital stay. Do more to provide for your client’s well-being and diversify your revenue stream with USAble Life Hospital Indemnity Insurance.

Flexible Plan Options

Multiple plan options available with varying levels of coverage, including benefits for:

  • Hospital admission
  • Hospital confinement
  • ICU confinement
  • Ambulance
  • Surgery
  • Wellness
  • And more

Guaranteed Issue

  • Enrollment with no health assessment available for most plans*

Simple Administration

Supported by AccessAble, used by 10,000 brokers and group administrators

Features include:

  • Broker access to support client enrollments
  • Optional employee self-enrollment
  • AutoPay and online bill payment
  • Instant quoting of voluntary benefits
  • Online Evidence of Insurability
  • Real-time employee updates

Combine USAble Life’s Accident, Critical Illness, and Hospital Indemnity Insurance to offer competitive benefits that maximize the value of your clients’ health coverage and improve employee retention.


*requires minimum participation

This is a brief description of USAble Hospital Indemnity Insurance plan coverage. This is not an insurance policy. Limitations and exclusions may apply. Some benefits and options are not available in all states. For cost and complete details of the coverage, call or write your insurance agent or USAble Life.