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Group Term Life and Accidental Death & Dismemberment Insurance for Employers

Group Term Life and Accidental Death and Dismemberment Insurance are two of the most essential benefits you can offer your employees. It’s important to choose an experienced insurance carrier with the financial strength to deliver when your employees need it the most.

USAble Life is the life and disability carrier of choice for some of the largest, most trusted medical carriers. Our more than 40-year heritage ensures superior service to your employees.

Flexible and Affordable Options

Variable contribution models and coverage levels, including:

  • Employer paid
  • Employee paid
  • Family coverage options
  • Fast, accurate claims payment

Enhanced Benefits

Simple Administration

Supported by AccessAble, used by 10,000 brokers and group administrators

Features include:

  • Broker access to support client enrollments
  • Optional employee self-enrollment
  • AutoPay and online bill payment
  • Instant quoting of voluntary benefits
  • Online Evidence of Insurability
  • Real-time employee updates


This is a brief description of USAble Life’s Group Term Life and AD&D plan coverage for employer groups. This is not an insurance policy. Limitations and exclusions may apply. Some benefits and options are not available in all states. For cost and complete details of the coverage, call or write your insurance agent or USAble Life.