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Group Critical Illness Insurance

Supplemental insurance is a vital part of any strong employee benefits program that helps your employees manage rising healthcare costs. When an unexpected serious illness strikes, USAble Life’s Critical Illness Insurance provides additional financial protection to pay out-of-pocket costs not covered by traditional health insurance. Benefits are paid directly to covered employees and may be used for a variety of expenses such as copays, deductibles, treatment, and everyday living expenses.

Flexible Plan Options

Standard benefits include:

  • Cancer
  • Heart attack
  • Stroke
  • Major organ transplant
  • End-stage renal failure
  • Carcinoma in situ
  • Coronary artery bypass surgery
  • Angioplasty/stent
  • Wellness
  • Recurrent benefit for second diagnosis
  • And much more

Optional benefits include:

  • Accumulator
  • Quality of life
  • Occupational HIV

Guaranteed Issue

  • No medical questions, so coverage is guaranteed*
  • Offered at an affordable group rate

Simple Administration

Supported by AccessAble, used by 10,000 brokers and group administrators

Features include:

  • Broker access to support client enrollments
  • Optional employee self-enrollment
  • AutoPay and online bill payment
  • Instant quoting of voluntary benefits
  • Online Evidence of Insurability
  • Real-time employee updates

Combine USAble Life Accident, Critical Illness, and Hospital Indemnity Insurance to offer more competitive benefits that maximize the value of your employee health coverage.


*Requires minimum participation

This is a brief description of USAble Life’s Critical Illness plan coverage. This is not an insurance policy. Limitations and exclusions may apply. Some benefits and options are not available in all states. For cost and complete details of the coverage, call or write your insurance agent or USAble Life.