A grandmother and her daughter enjoying a moment together while flying a kite with USAble Life insurance plans

We are Dependable

We are Dependable

Worry Less, Live More

Individual Insurance

At USAble Life, we offer you a wide range of supplemental insurance plans that provide financial protection to you and your family. Our accident, critical illness, and hospital indemnity coverage complements your medical plan. Worry less about financial hardship related to an unexpected medical event, such as a serious illness, injury, or a prolonged hospital stay. Our supplemental insurance plans pay cash directly to you to help ease the financial stress that often comes with prolonged illnesses or hospitalization.

Accident Insurance

Cash paid directly to you to help pay the medical and nonmedical expenses from minor and severe accidents.

Critical Illness Insurance

Pays a lump-sum cash benefit to help recover from a serious illness.

Hospital Indemnity

Pays cash to cover inpatient hospital stays, providing extra financial support for you.

Claims statement display on a tablet


We’re proud that 95% of our claims decisions are made within one week of receiving them, and we’re even more proud that we manage the claims process in a caring, thoughtful manner, with a focus on getting it right every time.

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Customer Care

Have a question or just need some friendly guidance? Our helpful Customer Care associates will resolve your issue quickly and answer your call in less than 30 seconds. Call them at 800-370-5856, Monday through Friday, 8 a.m. to 5 p.m. CST, or by email at custserv@usablelife.com.

Contact us today
A caring team, rallying with all of their hands together