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Consumer Critical Illness Insurance

Every 34 seconds, someone will have a coronary event

Even with stable finances, a serious illness can create a heavy financial burden. USAble Life’s Critical Illness Insurance is a wise investment that provides additional financial security. Cash benefits are paid directly to you and can be used to pay a multitude of expenses, including copays, deductibles, and treatment.

10 Critical Illnesses and Treatments Covered

Standard benefits include:

  • Cancer
  • Heart attack
  • Stroke
  • Major organ transplant
  • End-stage renal failure
  • Quadriplegia
  • Amyotrophic Lateral Sclerosis (ALS), Lou Gehrig’s Disease
  • Carcinoma in situ
  • Coronary artery bypass surgery
  • Angioplasty/stent
  • Wellness

Family Coverage

Cover yourself, your spouse, and your children at affordable monthly rates

Guaranteed for Life

  • Lock in affordable rates based on your age when you purchase the policy, and your rates won’t increase due to age
  • Your policy is guaranteed renewable year after year as long as your monthly premiums are paid on time

How it works

For example, you purchase a $15,000 Critical Illness plan and later suffer a heart attack. In addition to what your health insurance pays, USAble Life’s Critical Illness plan may pay:

    $15,000 in total cash benefits paid directly to you

    It’s smart to have a USAble Life Critical Illness plan!


    This is a brief description of USAble Life’s Critical Illness plan coverage for an individual groups. This is not an insurance policy. Limitations and exclusions may apply. Some benefits and options are not available in all states. For cost and complete details of the coverage, call or write your insurance agent or USAble Life.