For over 40 years, USAble Life has been a trusted name among elite carriers in life insurance. What makes us unique is our belief in the power of partnership and our dedication to making a meaningful difference. Being a partner means working together. That’s why we proudly offer a dedicated, local customer care team to assist with administrative needs. Making a meaningful difference means helping to make life easier by offering peace of mind when needed most and online claims for convenience and fast payment.
We take pride in the relationships that we build and are proud supporters of numerous Tennessee associations — TOSS (Tennessee Organization of School Superintendents), TSBA (Tennessee School Board Association), TASBO (Tennessee Association of School Business Officials), SASBO (Southeastern Association of School Business Officials), and TGFOA (Tennessee Government Finance Officers Association).
USAble Life offers ancillary benefits that complement health plans providing employees and their families added security in the event of a death, disability, accident, critical illness, or hospital stay. Provide protection and peace of mind with a USAble Life product today.
One of the least expensive forms of life insurance. It provides a benefit if a covered individual dies during a stated period.
Provides benefits if the cause of death or dismemberment is due to an accident.
Provides partial income replacement when an employee is out of work due to a covered sickness, injury, or pregnancy. Benefits are paid weekly as long as the employee is insured under the plan, remains disabled, and is under the regular care of a physician.
Provides partial income replacement for employees who experience a long-term disability as a result of a covered illness or injury. Benefits are paid monthly and include rehabilitation services to help employees recover and return to work as soon as possible.
Provides partial income replacement for employees who experience a long-term disability as a result of a covered illness or injury. Benefits are paid monthly and include rehabilitation services to help employees recover and return to work as soon as possible.
Provides supplemental coverage when certain losses occur as a result of cancer or a covered disease. Three plan options are available for employees and their eligible family members, and benefits are paid directly to the employee regardless of other insurance coverage.
Provides a lump-sum payment if an employee is diagnosed with a covered critical illness such as a heart attack, stroke, cancer, end-stage renal disease, organ transplant, and more. Benefits are paid directly to the employee regardless of other insurance coverage.
Provides a reassuring layer of financial protection for employees and their families by paying them cash to help cover expenses if they’re unexpectedly hospitalized.
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